Green Banana, the pan-European BNPL orchestrator, and VR Payment, the payment  specialist of the cooperative financial group, now enable merchants to manage  various “Buy Now, Pay Later” (BNPL) solutions together with other payment methods  in one consolidated dashboard. The aim is to centralize payment data and simplify the  management of complex payment portfolios. 

BNPL methods are now an integral part of modern checkout strategies. However,  providers, regulatory requirements and billing models vary depending on the market  and target group. For retailers, this has meant multiple contractual partners, different  reporting systems, and fragmented data sets.  

Green Banana brings together a large number of European B2C and B2B BNPL  providers in over 25 countries in a regulatory-compliant and technically integrated  manner on its BNPLX.io platform. Via a new interface to VR Payment's omnichannel  payment solution, international BNPL providers are now brought together on a  common platform with credit cards, wallets, and other payment methods. 

Merchants who use VR Payment's omnichannel payment solution can integrate  European BNPL offerings directly into their existing payment portfolio. Transaction  data, settlements, and evaluations are bundled together in a central dashboard. This  facilitates monitoring, reporting and control – especially for merchants with an  international focus.  

Green Banana customers benefit equally: in addition to BNPL options, they can  connect other payment methods such as Wero, credit card, SEPA direct debit, Apple  Pay or Google Pay as well as modern POS solutions for brick-and-mortar retailers via  VR Payment. 

“As an infrastructure service provider for payment service providers, we create  harmonized access to European BNPL providers – embedded in existing payment  processes,” says Cihan Duezguen, co-founder and CEO of Green Banana Group. “This  orchestration simplifies control, compliance and scaling in commerce.” 

“International expansion and different payment habits require flexible payment  models,” adds Carlos Gómez-Sáez, CEO of VR Payment. “By connecting to Green  Banana, we now enable our customers to seamlessly integrate European BNPL  solutions into their familiar payment environment.”